LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,032
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,148
−HK$2,151/mo
Today · 4.125%
HK$72,299
baseline
▲ 0.50% · 4.625%
HK$76,698
+HK$4,399/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,598/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,685
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,715
−HK$2,059/mo
Today · 4.125%
HK$79,774
baseline
▲ 0.50% · 4.625%
HK$83,979
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,548/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,639
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,178
−HK$2,580/mo
Today · 4.125%
HK$86,758
baseline
▲ 0.50% · 4.625%
HK$92,037
+HK$5,279/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,516/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,822
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,258
−HK$2,471/mo
Today · 4.125%
HK$95,729
baseline
▲ 0.50% · 4.625%
HK$100,775
+HK$5,046/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,458/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,245
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,208
−HK$3,010/mo
Today · 4.125%
HK$101,218
baseline
▲ 0.50% · 4.625%
HK$107,377
+HK$6,159/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,436/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,959
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,801
−HK$2,883/mo
Today · 4.125%
HK$111,684
baseline
▲ 0.50% · 4.625%
HK$117,571
+HK$5,887/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,368/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,458
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$126,267
−HK$3,870/mo
Today · 4.125%
HK$130,137
baseline
▲ 0.50% · 4.625%
HK$138,056
+HK$7,919/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,274/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,233
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,887
−HK$3,707/mo
Today · 4.125%
HK$143,594
baseline
▲ 0.50% · 4.625%
HK$151,163
+HK$7,569/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,188/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,003 · Scale 2, in force from 26 Feb 2026)