LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,035
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,151
−HK$2,150/mo
Today · 4.125%
HK$72,301
baseline
▲ 0.50% · 4.625%
HK$76,701
+HK$4,400/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,602/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,688
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,718
−HK$2,059/mo
Today · 4.125%
HK$79,777
baseline
▲ 0.50% · 4.625%
HK$83,983
+HK$4,206/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,554/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,642
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,182
−HK$2,580/mo
Today · 4.125%
HK$86,762
baseline
▲ 0.50% · 4.625%
HK$92,041
+HK$5,279/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,524/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,826
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,262
−HK$2,471/mo
Today · 4.125%
HK$95,733
baseline
▲ 0.50% · 4.625%
HK$100,779
+HK$5,046/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,466/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,249
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,212
−HK$3,010/mo
Today · 4.125%
HK$101,222
baseline
▲ 0.50% · 4.625%
HK$107,381
+HK$6,159/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,444/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,964
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,805
−HK$2,883/mo
Today · 4.125%
HK$111,688
baseline
▲ 0.50% · 4.625%
HK$117,576
+HK$5,888/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,376/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,463
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$126,272
−HK$3,870/mo
Today · 4.125%
HK$130,142
baseline
▲ 0.50% · 4.625%
HK$138,061
+HK$7,919/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,284/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,239
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,893
−HK$3,706/mo
Today · 4.125%
HK$143,599
baseline
▲ 0.50% · 4.625%
HK$151,169
+HK$7,570/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,198/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,054 · Scale 2, in force from 26 Feb 2026)