LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,036
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,152
−HK$2,151/mo
Today · 4.125%
HK$72,303
baseline
▲ 0.50% · 4.625%
HK$76,702
+HK$4,399/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,606/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,690
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,720
−HK$2,059/mo
Today · 4.125%
HK$79,779
baseline
▲ 0.50% · 4.625%
HK$83,984
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,558/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,643
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,183
−HK$2,580/mo
Today · 4.125%
HK$86,763
baseline
▲ 0.50% · 4.625%
HK$92,042
+HK$5,279/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,526/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,827
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,263
−HK$2,472/mo
Today · 4.125%
HK$95,735
baseline
▲ 0.50% · 4.625%
HK$100,781
+HK$5,046/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,470/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,251
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,213
−HK$3,011/mo
Today · 4.125%
HK$101,224
baseline
▲ 0.50% · 4.625%
HK$107,383
+HK$6,159/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,448/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,965
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,807
−HK$2,883/mo
Today · 4.125%
HK$111,690
baseline
▲ 0.50% · 4.625%
HK$117,578
+HK$5,888/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,380/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,465
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,274
−HK$3,871/mo
Today · 4.125%
HK$130,145
baseline
▲ 0.50% · 4.625%
HK$138,064
+HK$7,919/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,290/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,076 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,241
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,895
−HK$3,707/mo
Today · 4.125%
HK$143,602
baseline
▲ 0.50% · 4.625%
HK$151,171
+HK$7,569/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,204/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,076 · Scale 2, in force from 26 Feb 2026)