LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,037
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,153
−HK$2,151/mo
Today · 4.125%
HK$72,304
baseline
▲ 0.50% · 4.625%
HK$76,703
+HK$4,399/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,608/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,691
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,721
−HK$2,059/mo
Today · 4.125%
HK$79,780
baseline
▲ 0.50% · 4.625%
HK$83,985
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,560/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,645
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,184
−HK$2,580/mo
Today · 4.125%
HK$86,764
baseline
▲ 0.50% · 4.625%
HK$92,044
+HK$5,280/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,528/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,829
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,265
−HK$2,471/mo
Today · 4.125%
HK$95,736
baseline
▲ 0.50% · 4.625%
HK$100,782
+HK$5,046/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,472/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,252
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,215
−HK$3,010/mo
Today · 4.125%
HK$101,225
baseline
▲ 0.50% · 4.625%
HK$107,384
+HK$6,159/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,450/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,967
−HK$5,725/mo
▼ 0.25% · 3.875%
HK$108,809
−HK$2,883/mo
Today · 4.125%
HK$111,692
baseline
▲ 0.50% · 4.625%
HK$117,579
+HK$5,887/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,384/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,467
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,276
−HK$3,871/mo
Today · 4.125%
HK$130,147
baseline
▲ 0.50% · 4.625%
HK$138,066
+HK$7,919/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,294/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,243
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,897
−HK$3,707/mo
Today · 4.125%
HK$143,604
baseline
▲ 0.50% · 4.625%
HK$151,174
+HK$7,570/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,208/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,094 · Scale 2, in force from 26 Feb 2026)