LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,041
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,157
−HK$2,150/mo
Today · 4.125%
HK$72,307
baseline
▲ 0.50% · 4.625%
HK$76,707
+HK$4,400/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,614/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,694
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,725
−HK$2,059/mo
Today · 4.125%
HK$79,784
baseline
▲ 0.50% · 4.625%
HK$83,989
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,568/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,649
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,188
−HK$2,581/mo
Today · 4.125%
HK$86,769
baseline
▲ 0.50% · 4.625%
HK$92,048
+HK$5,279/mo
Deposit HK$11.94M · loan HK$17.90M · min. income ≈ HK$173,538/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,833
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,269
−HK$2,472/mo
Today · 4.125%
HK$95,741
baseline
▲ 0.50% · 4.625%
HK$100,787
+HK$5,046/mo
Deposit HK$11.94M · loan HK$17.90M · min. income ≈ HK$191,482/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,257
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,220
−HK$3,010/mo
Today · 4.125%
HK$101,230
baseline
▲ 0.50% · 4.625%
HK$107,390
+HK$6,160/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,460/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,972
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,814
−HK$2,884/mo
Today · 4.125%
HK$111,698
baseline
▲ 0.50% · 4.625%
HK$117,585
+HK$5,887/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,396/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,473
−HK$7,680/mo
▼ 0.25% · 3.875%
HK$126,283
−HK$3,870/mo
Today · 4.125%
HK$130,153
baseline
▲ 0.50% · 4.625%
HK$138,073
+HK$7,920/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,306/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,250
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,904
−HK$3,707/mo
Today · 4.125%
HK$143,611
baseline
▲ 0.50% · 4.625%
HK$151,181
+HK$7,570/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,222/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,158 · Scale 2, in force from 26 Feb 2026)