LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,042
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,158
−HK$2,151/mo
Today · 4.125%
HK$72,309
baseline
▲ 0.50% · 4.625%
HK$76,709
+HK$4,400/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,618/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,696
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,726
−HK$2,060/mo
Today · 4.125%
HK$79,786
baseline
▲ 0.50% · 4.625%
HK$83,991
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,572/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,650
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,190
−HK$2,581/mo
Today · 4.125%
HK$86,771
baseline
▲ 0.50% · 4.625%
HK$92,050
+HK$5,279/mo
Deposit HK$11.94M · loan HK$17.90M · min. income ≈ HK$173,542/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,835
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,271
−HK$2,472/mo
Today · 4.125%
HK$95,743
baseline
▲ 0.50% · 4.625%
HK$100,789
+HK$5,046/mo
Deposit HK$11.94M · loan HK$17.90M · min. income ≈ HK$191,486/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,259
−HK$5,973/mo
▼ 0.25% · 3.875%
HK$98,222
−HK$3,010/mo
Today · 4.125%
HK$101,232
baseline
▲ 0.50% · 4.625%
HK$107,392
+HK$6,160/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,464/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,974
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,817
−HK$2,883/mo
Today · 4.125%
HK$111,700
baseline
▲ 0.50% · 4.625%
HK$117,588
+HK$5,888/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,400/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,475
−HK$7,681/mo
▼ 0.25% · 3.875%
HK$126,285
−HK$3,871/mo
Today · 4.125%
HK$130,156
baseline
▲ 0.50% · 4.625%
HK$138,075
+HK$7,919/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,312/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,253
−HK$7,361/mo
▼ 0.25% · 3.875%
HK$139,907
−HK$3,707/mo
Today · 4.125%
HK$143,614
baseline
▲ 0.50% · 4.625%
HK$151,184
+HK$7,570/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,228/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,183 · Scale 2, in force from 26 Feb 2026)