LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,045
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,161
−HK$2,151/mo
Today · 4.125%
HK$72,312
baseline
▲ 0.50% · 4.625%
HK$76,712
+HK$4,400/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,624/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,699
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,729
−HK$2,060/mo
Today · 4.125%
HK$79,789
baseline
▲ 0.50% · 4.625%
HK$83,994
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,578/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,653
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,193
−HK$2,581/mo
Today · 4.125%
HK$86,774
baseline
▲ 0.50% · 4.625%
HK$92,054
+HK$5,280/mo
Deposit HK$11.94M · loan HK$17.90M · min. income ≈ HK$173,548/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,839
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,275
−HK$2,471/mo
Today · 4.125%
HK$95,746
baseline
▲ 0.50% · 4.625%
HK$100,793
+HK$5,047/mo
Deposit HK$11.94M · loan HK$17.90M · min. income ≈ HK$191,492/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,262
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,226
−HK$3,010/mo
Today · 4.125%
HK$101,236
baseline
▲ 0.50% · 4.625%
HK$107,396
+HK$6,160/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,472/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,978
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,821
−HK$2,883/mo
Today · 4.125%
HK$111,704
baseline
▲ 0.50% · 4.625%
HK$117,592
+HK$5,888/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,408/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,480
−HK$7,681/mo
▼ 0.25% · 3.875%
HK$126,290
−HK$3,871/mo
Today · 4.125%
HK$130,161
baseline
▲ 0.50% · 4.625%
HK$138,081
+HK$7,920/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,322/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,258
−HK$7,362/mo
▼ 0.25% · 3.875%
HK$139,912
−HK$3,708/mo
Today · 4.125%
HK$143,620
baseline
▲ 0.50% · 4.625%
HK$151,190
+HK$7,570/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,240/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,233 · Scale 2, in force from 26 Feb 2026)