LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,045
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,162
−HK$2,150/mo
Today · 4.125%
HK$72,312
baseline
▲ 0.50% · 4.625%
HK$76,712
+HK$4,400/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,624/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,699
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,730
−HK$2,059/mo
Today · 4.125%
HK$79,789
baseline
▲ 0.50% · 4.625%
HK$83,995
+HK$4,206/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,578/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,654
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,194
−HK$2,580/mo
Today · 4.125%
HK$86,774
baseline
▲ 0.50% · 4.625%
HK$92,054
+HK$5,280/mo
Deposit HK$11.94M · loan HK$17.90M · min. income ≈ HK$173,548/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,839
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,276
−HK$2,471/mo
Today · 4.125%
HK$95,747
baseline
▲ 0.50% · 4.625%
HK$100,794
+HK$5,047/mo
Deposit HK$11.94M · loan HK$17.90M · min. income ≈ HK$191,494/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,263
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,226
−HK$3,011/mo
Today · 4.125%
HK$101,237
baseline
▲ 0.50% · 4.625%
HK$107,397
+HK$6,160/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,474/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,979
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,821
−HK$2,884/mo
Today · 4.125%
HK$111,705
baseline
▲ 0.50% · 4.625%
HK$117,593
+HK$5,888/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,410/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,481
−HK$7,681/mo
▼ 0.25% · 3.875%
HK$126,291
−HK$3,871/mo
Today · 4.125%
HK$130,162
baseline
▲ 0.50% · 4.625%
HK$138,082
+HK$7,920/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,324/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,259
−HK$7,362/mo
▼ 0.25% · 3.875%
HK$139,913
−HK$3,708/mo
Today · 4.125%
HK$143,621
baseline
▲ 0.50% · 4.625%
HK$151,191
+HK$7,570/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,242/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,241 · Scale 2, in force from 26 Feb 2026)