LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,050
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,166
−HK$2,151/mo
Today · 4.125%
HK$72,317
baseline
▲ 0.50% · 4.625%
HK$76,717
+HK$4,400/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,634/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,705
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,735
−HK$2,060/mo
Today · 4.125%
HK$79,795
baseline
▲ 0.50% · 4.625%
HK$84,001
+HK$4,206/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,590/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,660
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,200
−HK$2,580/mo
Today · 4.125%
HK$86,780
baseline
▲ 0.50% · 4.625%
HK$92,061
+HK$5,281/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,560/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,846
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,282
−HK$2,472/mo
Today · 4.125%
HK$95,754
baseline
▲ 0.50% · 4.625%
HK$100,801
+HK$5,047/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,508/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,270
−HK$5,974/mo
▼ 0.25% · 3.875%
HK$98,233
−HK$3,011/mo
Today · 4.125%
HK$101,244
baseline
▲ 0.50% · 4.625%
HK$107,404
+HK$6,160/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,488/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,986
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,829
−HK$2,884/mo
Today · 4.125%
HK$111,713
baseline
▲ 0.50% · 4.625%
HK$117,601
+HK$5,888/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,426/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,490
−HK$7,681/mo
▼ 0.25% · 3.875%
HK$126,300
−HK$3,871/mo
Today · 4.125%
HK$130,171
baseline
▲ 0.50% · 4.625%
HK$138,091
+HK$7,920/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,342/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,268
−HK$7,362/mo
▼ 0.25% · 3.875%
HK$139,923
−HK$3,707/mo
Today · 4.125%
HK$143,630
baseline
▲ 0.50% · 4.625%
HK$151,201
+HK$7,571/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,260/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,329 · Scale 2, in force from 26 Feb 2026)