LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,055
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,172
−HK$2,151/mo
Today · 4.125%
HK$72,323
baseline
▲ 0.50% · 4.625%
HK$76,723
+HK$4,400/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,646/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,710
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,741
−HK$2,060/mo
Today · 4.125%
HK$79,801
baseline
▲ 0.50% · 4.625%
HK$84,007
+HK$4,206/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,602/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,666
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,206
−HK$2,581/mo
Today · 4.125%
HK$86,787
baseline
▲ 0.50% · 4.625%
HK$92,068
+HK$5,281/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,574/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,852
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,289
−HK$2,472/mo
Today · 4.125%
HK$95,761
baseline
▲ 0.50% · 4.625%
HK$100,809
+HK$5,048/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,522/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,277
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,241
−HK$3,011/mo
Today · 4.125%
HK$101,252
baseline
▲ 0.50% · 4.625%
HK$107,412
+HK$6,160/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,504/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,995
−HK$5,726/mo
▼ 0.25% · 3.875%
HK$108,837
−HK$2,884/mo
Today · 4.125%
HK$111,721
baseline
▲ 0.50% · 4.625%
HK$117,610
+HK$5,889/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,442/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,499
−HK$7,682/mo
▼ 0.25% · 3.875%
HK$126,309
−HK$3,872/mo
Today · 4.125%
HK$130,181
baseline
▲ 0.50% · 4.625%
HK$138,102
+HK$7,921/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,362/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,279
−HK$7,362/mo
▼ 0.25% · 3.875%
HK$139,934
−HK$3,707/mo
Today · 4.125%
HK$143,641
baseline
▲ 0.50% · 4.625%
HK$151,213
+HK$7,572/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,282/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,425 · Scale 2, in force from 26 Feb 2026)