LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,060
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,177
−HK$2,151/mo
Today · 4.125%
HK$72,328
baseline
▲ 0.50% · 4.625%
HK$76,729
+HK$4,401/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,656/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,716
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,747
−HK$2,060/mo
Today · 4.125%
HK$79,807
baseline
▲ 0.50% · 4.625%
HK$84,014
+HK$4,207/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,614/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,672
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,213
−HK$2,581/mo
Today · 4.125%
HK$86,794
baseline
▲ 0.50% · 4.625%
HK$92,075
+HK$5,281/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,588/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,860
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$93,296
−HK$2,472/mo
Today · 4.125%
HK$95,768
baseline
▲ 0.50% · 4.625%
HK$100,816
+HK$5,048/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,536/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,284
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,248
−HK$3,011/mo
Today · 4.125%
HK$101,259
baseline
▲ 0.50% · 4.625%
HK$107,421
+HK$6,162/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,518/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,003
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,846
−HK$2,884/mo
Today · 4.125%
HK$111,730
baseline
▲ 0.50% · 4.625%
HK$117,619
+HK$5,889/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,460/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,508
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$126,319
−HK$3,872/mo
Today · 4.125%
HK$130,191
baseline
▲ 0.50% · 4.625%
HK$138,112
+HK$7,921/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,382/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,289
−HK$7,364/mo
▼ 0.25% · 3.875%
HK$139,944
−HK$3,709/mo
Today · 4.125%
HK$143,653
baseline
▲ 0.50% · 4.625%
HK$151,225
+HK$7,572/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,306/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,523 · Scale 2, in force from 26 Feb 2026)