LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,061
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,178
−HK$2,151/mo
Today · 4.125%
HK$72,329
baseline
▲ 0.50% · 4.625%
HK$76,730
+HK$4,401/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,658/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,717
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,748
−HK$2,060/mo
Today · 4.125%
HK$79,808
baseline
▲ 0.50% · 4.625%
HK$84,015
+HK$4,207/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,616/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,673
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,214
−HK$2,581/mo
Today · 4.125%
HK$86,795
baseline
▲ 0.50% · 4.625%
HK$92,076
+HK$5,281/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,590/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,861
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,298
−HK$2,472/mo
Today · 4.125%
HK$95,770
baseline
▲ 0.50% · 4.625%
HK$100,818
+HK$5,048/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,540/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,286
−HK$5,975/mo
▼ 0.25% · 3.875%
HK$98,250
−HK$3,011/mo
Today · 4.125%
HK$101,261
baseline
▲ 0.50% · 4.625%
HK$107,422
+HK$6,161/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,522/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,004
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,847
−HK$2,885/mo
Today · 4.125%
HK$111,732
baseline
▲ 0.50% · 4.625%
HK$117,621
+HK$5,889/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,464/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,510
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$126,321
−HK$3,872/mo
Today · 4.125%
HK$130,193
baseline
▲ 0.50% · 4.625%
HK$138,115
+HK$7,922/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,386/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,291
−HK$7,364/mo
▼ 0.25% · 3.875%
HK$139,947
−HK$3,708/mo
Today · 4.125%
HK$143,655
baseline
▲ 0.50% · 4.625%
HK$151,227
+HK$7,572/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,310/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,543 · Scale 2, in force from 26 Feb 2026)