LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,063
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,180
−HK$2,151/mo
Today · 4.125%
HK$72,331
baseline
▲ 0.50% · 4.625%
HK$76,732
+HK$4,401/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,662/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,719
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,750
−HK$2,060/mo
Today · 4.125%
HK$79,810
baseline
▲ 0.50% · 4.625%
HK$84,017
+HK$4,207/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,620/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,676
−HK$5,121/mo
▼ 0.25% · 3.875%
HK$84,216
−HK$2,581/mo
Today · 4.125%
HK$86,797
baseline
▲ 0.50% · 4.625%
HK$92,079
+HK$5,282/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,594/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,863
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,300
−HK$2,472/mo
Today · 4.125%
HK$95,772
baseline
▲ 0.50% · 4.625%
HK$100,821
+HK$5,049/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,544/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,288
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,252
−HK$3,012/mo
Today · 4.125%
HK$101,264
baseline
▲ 0.50% · 4.625%
HK$107,425
+HK$6,161/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,528/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,007
−HK$5,727/mo
▼ 0.25% · 3.875%
HK$108,850
−HK$2,884/mo
Today · 4.125%
HK$111,734
baseline
▲ 0.50% · 4.625%
HK$117,624
+HK$5,890/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,468/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,513
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$126,324
−HK$3,872/mo
Today · 4.125%
HK$130,196
baseline
▲ 0.50% · 4.625%
HK$138,118
+HK$7,922/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,392/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,295
−HK$7,364/mo
▼ 0.25% · 3.875%
HK$139,950
−HK$3,709/mo
Today · 4.125%
HK$143,659
baseline
▲ 0.50% · 4.625%
HK$151,231
+HK$7,572/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,318/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,577 · Scale 2, in force from 26 Feb 2026)