LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,065
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,182
−HK$2,151/mo
Today · 4.125%
HK$72,333
baseline
▲ 0.50% · 4.625%
HK$76,735
+HK$4,402/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,666/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,722
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,753
−HK$2,060/mo
Today · 4.125%
HK$79,813
baseline
▲ 0.50% · 4.625%
HK$84,020
+HK$4,207/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,626/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,678
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,219
−HK$2,581/mo
Today · 4.125%
HK$86,800
baseline
▲ 0.50% · 4.625%
HK$92,082
+HK$5,282/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,600/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,866
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,303
−HK$2,472/mo
Today · 4.125%
HK$95,775
baseline
▲ 0.50% · 4.625%
HK$100,824
+HK$5,049/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,550/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,291
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,255
−HK$3,012/mo
Today · 4.125%
HK$101,267
baseline
▲ 0.50% · 4.625%
HK$107,429
+HK$6,162/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$202,534/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,010
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,854
−HK$2,884/mo
Today · 4.125%
HK$111,738
baseline
▲ 0.50% · 4.625%
HK$117,628
+HK$5,890/mo
Deposit HK$8.95M · loan HK$20.89M · min. income ≈ HK$223,476/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,517
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$126,328
−HK$3,872/mo
Today · 4.125%
HK$130,200
baseline
▲ 0.50% · 4.625%
HK$138,122
+HK$7,922/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$260,400/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,299
−HK$7,364/mo
▼ 0.25% · 3.875%
HK$139,955
−HK$3,708/mo
Today · 4.125%
HK$143,663
baseline
▲ 0.50% · 4.625%
HK$151,236
+HK$7,573/mo
Deposit HK$2.98M · loan HK$26.86M · min. income ≈ HK$287,326/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,614 · Scale 2, in force from 26 Feb 2026)