LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,069
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,186
−HK$2,151/mo
Today · 4.125%
HK$72,337
baseline
▲ 0.50% · 4.625%
HK$76,739
+HK$4,402/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,674/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,726
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,757
−HK$2,060/mo
Today · 4.125%
HK$79,817
baseline
▲ 0.50% · 4.625%
HK$84,024
+HK$4,207/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,634/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,682
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,223
−HK$2,582/mo
Today · 4.125%
HK$86,805
baseline
▲ 0.50% · 4.625%
HK$92,087
+HK$5,282/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,610/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,871
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,308
−HK$2,472/mo
Today · 4.125%
HK$95,780
baseline
▲ 0.50% · 4.625%
HK$100,829
+HK$5,049/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,560/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,296
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,260
−HK$3,012/mo
Today · 4.125%
HK$101,272
baseline
▲ 0.50% · 4.625%
HK$107,434
+HK$6,162/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,544/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,016
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,859
−HK$2,885/mo
Today · 4.125%
HK$111,744
baseline
▲ 0.50% · 4.625%
HK$117,634
+HK$5,890/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,488/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,524
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$126,335
−HK$3,872/mo
Today · 4.125%
HK$130,207
baseline
▲ 0.50% · 4.625%
HK$138,130
+HK$7,923/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$260,414/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,306
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,962
−HK$3,709/mo
Today · 4.125%
HK$143,671
baseline
▲ 0.50% · 4.625%
HK$151,244
+HK$7,573/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$287,342/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,683 · Scale 2, in force from 26 Feb 2026)