LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,070
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,188
−HK$2,151/mo
Today · 4.125%
HK$72,339
baseline
▲ 0.50% · 4.625%
HK$76,740
+HK$4,401/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,678/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,727
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,758
−HK$2,061/mo
Today · 4.125%
HK$79,819
baseline
▲ 0.50% · 4.625%
HK$84,026
+HK$4,207/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,638/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,268,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,684
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,225
−HK$2,582/mo
Today · 4.125%
HK$86,807
baseline
▲ 0.50% · 4.625%
HK$92,089
+HK$5,282/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,614/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,873
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,310
−HK$2,472/mo
Today · 4.125%
HK$95,782
baseline
▲ 0.50% · 4.625%
HK$100,831
+HK$5,049/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,564/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,298
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,263
−HK$3,011/mo
Today · 4.125%
HK$101,274
baseline
▲ 0.50% · 4.625%
HK$107,437
+HK$6,163/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,548/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,018
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,862
−HK$2,884/mo
Today · 4.125%
HK$111,746
baseline
▲ 0.50% · 4.625%
HK$117,637
+HK$5,891/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,492/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,526
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,338
−HK$3,872/mo
Today · 4.125%
HK$130,210
baseline
▲ 0.50% · 4.625%
HK$138,133
+HK$7,923/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$260,420/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,309
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,965
−HK$3,709/mo
Today · 4.125%
HK$143,674
baseline
▲ 0.50% · 4.625%
HK$151,247
+HK$7,573/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$287,348/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,710 · Scale 2, in force from 26 Feb 2026)