LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,072
−HK$4,268/mo
▼ 0.25% · 3.875%
HK$70,189
−HK$2,151/mo
Today · 4.125%
HK$72,340
baseline
▲ 0.50% · 4.625%
HK$76,742
+HK$4,402/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,680/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,729
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,760
−HK$2,060/mo
Today · 4.125%
HK$79,820
baseline
▲ 0.50% · 4.625%
HK$84,028
+HK$4,208/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,640/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,686
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,227
−HK$2,581/mo
Today · 4.125%
HK$86,808
baseline
▲ 0.50% · 4.625%
HK$92,090
+HK$5,282/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,616/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,875
−HK$4,909/mo
▼ 0.25% · 3.875%
HK$93,312
−HK$2,472/mo
Today · 4.125%
HK$95,784
baseline
▲ 0.50% · 4.625%
HK$100,833
+HK$5,049/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,568/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,300
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,264
−HK$3,012/mo
Today · 4.125%
HK$101,276
baseline
▲ 0.50% · 4.625%
HK$107,439
+HK$6,163/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,552/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,020
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,864
−HK$2,884/mo
Today · 4.125%
HK$111,748
baseline
▲ 0.50% · 4.625%
HK$117,639
+HK$5,891/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,496/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,529
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$126,340
−HK$3,872/mo
Today · 4.125%
HK$130,212
baseline
▲ 0.50% · 4.625%
HK$138,135
+HK$7,923/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$260,424/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,735 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,312
−HK$7,364/mo
▼ 0.25% · 3.875%
HK$139,968
−HK$3,708/mo
Today · 4.125%
HK$143,676
baseline
▲ 0.50% · 4.625%
HK$151,250
+HK$7,574/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$287,352/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,735 · Scale 2, in force from 26 Feb 2026)