LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,072
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,189
−HK$2,152/mo
Today · 4.125%
HK$72,341
baseline
▲ 0.50% · 4.625%
HK$76,743
+HK$4,402/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,682/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,729
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,760
−HK$2,061/mo
Today · 4.125%
HK$79,821
baseline
▲ 0.50% · 4.625%
HK$84,028
+HK$4,207/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,642/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,686
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,227
−HK$2,582/mo
Today · 4.125%
HK$86,809
baseline
▲ 0.50% · 4.625%
HK$92,091
+HK$5,282/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,618/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,875
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$93,313
−HK$2,472/mo
Today · 4.125%
HK$95,785
baseline
▲ 0.50% · 4.625%
HK$100,834
+HK$5,049/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,570/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,301
−HK$5,976/mo
▼ 0.25% · 3.875%
HK$98,265
−HK$3,012/mo
Today · 4.125%
HK$101,277
baseline
▲ 0.50% · 4.625%
HK$107,440
+HK$6,163/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,554/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,021
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,865
−HK$2,884/mo
Today · 4.125%
HK$111,749
baseline
▲ 0.50% · 4.625%
HK$117,640
+HK$5,891/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,498/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,530
−HK$7,683/mo
▼ 0.25% · 3.875%
HK$126,341
−HK$3,872/mo
Today · 4.125%
HK$130,213
baseline
▲ 0.50% · 4.625%
HK$138,137
+HK$7,924/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$260,426/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,313
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,969
−HK$3,709/mo
Today · 4.125%
HK$143,678
baseline
▲ 0.50% · 4.625%
HK$151,251
+HK$7,573/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$287,356/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,744 · Scale 2, in force from 26 Feb 2026)