LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,075
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,192
−HK$2,152/mo
Today · 4.125%
HK$72,344
baseline
▲ 0.50% · 4.625%
HK$76,745
+HK$4,401/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,688/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,732
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,763
−HK$2,061/mo
Today · 4.125%
HK$79,824
baseline
▲ 0.50% · 4.625%
HK$84,032
+HK$4,208/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,648/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,690
−HK$5,122/mo
▼ 0.25% · 3.875%
HK$84,231
−HK$2,581/mo
Today · 4.125%
HK$86,812
baseline
▲ 0.50% · 4.625%
HK$92,095
+HK$5,283/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,624/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,879
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$93,316
−HK$2,473/mo
Today · 4.125%
HK$95,789
baseline
▲ 0.50% · 4.625%
HK$100,838
+HK$5,049/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,578/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,304
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,269
−HK$3,012/mo
Today · 4.125%
HK$101,281
baseline
▲ 0.50% · 4.625%
HK$107,444
+HK$6,163/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,562/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,025
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,869
−HK$2,884/mo
Today · 4.125%
HK$111,753
baseline
▲ 0.50% · 4.625%
HK$117,644
+HK$5,891/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,506/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,268,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,534
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,346
−HK$3,872/mo
Today · 4.125%
HK$130,218
baseline
▲ 0.50% · 4.625%
HK$138,142
+HK$7,924/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$260,436/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,318
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,974
−HK$3,709/mo
Today · 4.125%
HK$143,683
baseline
▲ 0.50% · 4.625%
HK$151,257
+HK$7,574/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$287,366/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,793 · Scale 2, in force from 26 Feb 2026)