LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,077
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,194
−HK$2,152/mo
Today · 4.125%
HK$72,346
baseline
▲ 0.50% · 4.625%
HK$76,748
+HK$4,402/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,692/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,735
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,766
−HK$2,060/mo
Today · 4.125%
HK$79,826
baseline
▲ 0.50% · 4.625%
HK$84,034
+HK$4,208/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,652/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,692
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,233
−HK$2,582/mo
Today · 4.125%
HK$86,815
baseline
▲ 0.50% · 4.625%
HK$92,097
+HK$5,282/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,630/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,882
−HK$4,910/mo
▼ 0.25% · 3.875%
HK$93,319
−HK$2,473/mo
Today · 4.125%
HK$95,792
baseline
▲ 0.50% · 4.625%
HK$100,841
+HK$5,049/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,584/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,307
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,272
−HK$3,012/mo
Today · 4.125%
HK$101,284
baseline
▲ 0.50% · 4.625%
HK$107,447
+HK$6,163/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,568/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,268,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,029
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,872
−HK$2,885/mo
Today · 4.125%
HK$111,757
baseline
▲ 0.50% · 4.625%
HK$117,648
+HK$5,891/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,514/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,268,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,538
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,350
−HK$3,872/mo
Today · 4.125%
HK$130,222
baseline
▲ 0.50% · 4.625%
HK$138,146
+HK$7,924/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$260,444/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,322
−HK$7,365/mo
▼ 0.25% · 3.875%
HK$139,978
−HK$3,709/mo
Today · 4.125%
HK$143,687
baseline
▲ 0.50% · 4.625%
HK$151,261
+HK$7,574/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$287,374/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,832 · Scale 2, in force from 26 Feb 2026)