LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,083
−HK$4,269/mo
▼ 0.25% · 3.875%
HK$70,200
−HK$2,152/mo
Today · 4.125%
HK$72,352
baseline
▲ 0.50% · 4.625%
HK$76,754
+HK$4,402/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,704/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,741
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,772
−HK$2,061/mo
Today · 4.125%
HK$79,833
baseline
▲ 0.50% · 4.625%
HK$84,041
+HK$4,208/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,666/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,268,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,699
−HK$5,123/mo
▼ 0.25% · 3.875%
HK$84,240
−HK$2,582/mo
Today · 4.125%
HK$86,822
baseline
▲ 0.50% · 4.625%
HK$92,105
+HK$5,283/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$173,644/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,889
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,327
−HK$2,473/mo
Today · 4.125%
HK$95,800
baseline
▲ 0.50% · 4.625%
HK$100,850
+HK$5,050/mo
Deposit HK$11.94M · loan HK$17.91M · min. income ≈ HK$191,600/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,268,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,316
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,280
−HK$3,013/mo
Today · 4.125%
HK$101,293
baseline
▲ 0.50% · 4.625%
HK$107,456
+HK$6,163/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,586/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,268,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,038
−HK$5,728/mo
▼ 0.25% · 3.875%
HK$108,881
−HK$2,885/mo
Today · 4.125%
HK$111,766
baseline
▲ 0.50% · 4.625%
HK$117,658
+HK$5,892/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,532/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,268,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,549
−HK$7,684/mo
▼ 0.25% · 3.875%
HK$126,360
−HK$3,873/mo
Today · 4.125%
HK$130,233
baseline
▲ 0.50% · 4.625%
HK$138,158
+HK$7,925/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$260,466/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,334
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$139,990
−HK$3,710/mo
Today · 4.125%
HK$143,700
baseline
▲ 0.50% · 4.625%
HK$151,274
+HK$7,574/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$287,400/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,268,940 · Scale 2, in force from 26 Feb 2026)