LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,088
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,206
−HK$2,152/mo
Today · 4.125%
HK$72,358
baseline
▲ 0.50% · 4.625%
HK$76,761
+HK$4,403/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,716/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,748
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,779
−HK$2,061/mo
Today · 4.125%
HK$79,840
baseline
▲ 0.50% · 4.625%
HK$84,049
+HK$4,209/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,680/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,706
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$84,248
−HK$2,582/mo
Today · 4.125%
HK$86,830
baseline
▲ 0.50% · 4.625%
HK$92,113
+HK$5,283/mo
Deposit HK$11.94M · loan HK$17.92M · min. income ≈ HK$173,660/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,269,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,897
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,335
−HK$2,473/mo
Today · 4.125%
HK$95,808
baseline
▲ 0.50% · 4.625%
HK$100,858
+HK$5,050/mo
Deposit HK$11.94M · loan HK$17.92M · min. income ≈ HK$191,616/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,269,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,324
−HK$5,977/mo
▼ 0.25% · 3.875%
HK$98,289
−HK$3,012/mo
Today · 4.125%
HK$101,301
baseline
▲ 0.50% · 4.625%
HK$107,465
+HK$6,164/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,602/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,047
−HK$5,729/mo
▼ 0.25% · 3.875%
HK$108,891
−HK$2,885/mo
Today · 4.125%
HK$111,776
baseline
▲ 0.50% · 4.625%
HK$117,668
+HK$5,892/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,552/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,559
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$126,371
−HK$3,874/mo
Today · 4.125%
HK$130,245
baseline
▲ 0.50% · 4.625%
HK$138,170
+HK$7,925/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$260,490/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,346
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$140,002
−HK$3,710/mo
Today · 4.125%
HK$143,712
baseline
▲ 0.50% · 4.625%
HK$151,287
+HK$7,575/mo
Deposit HK$2.99M · loan HK$26.87M · min. income ≈ HK$287,424/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,049 · Scale 2, in force from 26 Feb 2026)