LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,094
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,212
−HK$2,152/mo
Today · 4.125%
HK$72,364
baseline
▲ 0.50% · 4.625%
HK$76,767
+HK$4,403/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,728/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,754
−HK$4,092/mo
▼ 0.25% · 3.875%
HK$77,785
−HK$2,061/mo
Today · 4.125%
HK$79,846
baseline
▲ 0.50% · 4.625%
HK$84,055
+HK$4,209/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,692/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,713
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$84,254
−HK$2,583/mo
Today · 4.125%
HK$86,837
baseline
▲ 0.50% · 4.625%
HK$92,120
+HK$5,283/mo
Deposit HK$11.94M · loan HK$17.92M · min. income ≈ HK$173,674/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,269,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,904
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,342
−HK$2,474/mo
Today · 4.125%
HK$95,816
baseline
▲ 0.50% · 4.625%
HK$100,866
+HK$5,050/mo
Deposit HK$11.94M · loan HK$17.92M · min. income ≈ HK$191,632/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,269,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,331
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,297
−HK$3,012/mo
Today · 4.125%
HK$101,309
baseline
▲ 0.50% · 4.625%
HK$107,474
+HK$6,165/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,618/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,055
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,899
−HK$2,886/mo
Today · 4.125%
HK$111,785
baseline
▲ 0.50% · 4.625%
HK$117,677
+HK$5,892/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,570/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,569
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$126,381
−HK$3,874/mo
Today · 4.125%
HK$130,255
baseline
▲ 0.50% · 4.625%
HK$138,181
+HK$7,926/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$260,510/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,357
−HK$7,366/mo
▼ 0.25% · 3.875%
HK$140,014
−HK$3,709/mo
Today · 4.125%
HK$143,723
baseline
▲ 0.50% · 4.625%
HK$151,299
+HK$7,576/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$287,446/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,149 · Scale 2, in force from 26 Feb 2026)