LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,095
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,213
−HK$2,152/mo
Today · 4.125%
HK$72,365
baseline
▲ 0.50% · 4.625%
HK$76,768
+HK$4,403/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,730/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,755
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,787
−HK$2,061/mo
Today · 4.125%
HK$79,848
baseline
▲ 0.50% · 4.625%
HK$84,057
+HK$4,209/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,696/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,714
−HK$5,124/mo
▼ 0.25% · 3.875%
HK$84,256
−HK$2,582/mo
Today · 4.125%
HK$86,838
baseline
▲ 0.50% · 4.625%
HK$92,122
+HK$5,284/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$173,676/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,269,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,906
−HK$4,911/mo
▼ 0.25% · 3.875%
HK$93,344
−HK$2,473/mo
Today · 4.125%
HK$95,817
baseline
▲ 0.50% · 4.625%
HK$100,868
+HK$5,051/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$191,634/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,269,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,333
−HK$5,978/mo
▼ 0.25% · 3.875%
HK$98,298
−HK$3,013/mo
Today · 4.125%
HK$101,311
baseline
▲ 0.50% · 4.625%
HK$107,476
+HK$6,165/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,622/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,057
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,901
−HK$2,886/mo
Today · 4.125%
HK$111,787
baseline
▲ 0.50% · 4.625%
HK$117,679
+HK$5,892/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,574/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,571
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$126,384
−HK$3,873/mo
Today · 4.125%
HK$130,257
baseline
▲ 0.50% · 4.625%
HK$138,183
+HK$7,926/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$260,514/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,359
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$140,016
−HK$3,710/mo
Today · 4.125%
HK$143,726
baseline
▲ 0.50% · 4.625%
HK$151,302
+HK$7,576/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$287,452/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,174 · Scale 2, in force from 26 Feb 2026)