LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,096
−HK$4,270/mo
▼ 0.25% · 3.875%
HK$70,214
−HK$2,152/mo
Today · 4.125%
HK$72,366
baseline
▲ 0.50% · 4.625%
HK$76,770
+HK$4,404/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,732/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,756
−HK$4,093/mo
▼ 0.25% · 3.875%
HK$77,788
−HK$2,061/mo
Today · 4.125%
HK$79,849
baseline
▲ 0.50% · 4.625%
HK$84,058
+HK$4,209/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,698/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,715
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,257
−HK$2,583/mo
Today · 4.125%
HK$86,840
baseline
▲ 0.50% · 4.625%
HK$92,123
+HK$5,283/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$173,680/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,269,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,907
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,345
−HK$2,474/mo
Today · 4.125%
HK$95,819
baseline
▲ 0.50% · 4.625%
HK$100,870
+HK$5,051/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$191,638/mo (50% DSR)
Upfront cash ≈ HK$13.21M (deposit + AVD stamp duty HK$1,269,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,334
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,300
−HK$3,013/mo
Today · 4.125%
HK$101,313
baseline
▲ 0.50% · 4.625%
HK$107,477
+HK$6,164/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$202,626/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,059
−HK$5,730/mo
▼ 0.25% · 3.875%
HK$108,903
−HK$2,886/mo
Today · 4.125%
HK$111,789
baseline
▲ 0.50% · 4.625%
HK$117,681
+HK$5,892/mo
Deposit HK$8.96M · loan HK$20.90M · min. income ≈ HK$223,578/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,573
−HK$7,686/mo
▼ 0.25% · 3.875%
HK$126,386
−HK$3,873/mo
Today · 4.125%
HK$130,259
baseline
▲ 0.50% · 4.625%
HK$138,185
+HK$7,926/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$260,518/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,361
−HK$7,367/mo
▼ 0.25% · 3.875%
HK$140,018
−HK$3,710/mo
Today · 4.125%
HK$143,728
baseline
▲ 0.50% · 4.625%
HK$151,304
+HK$7,576/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$287,456/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,192 · Scale 2, in force from 26 Feb 2026)