LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,108
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,226
−HK$2,153/mo
Today · 4.125%
HK$72,379
baseline
▲ 0.50% · 4.625%
HK$76,783
+HK$4,404/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$144,758/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,769
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,801
−HK$2,062/mo
Today · 4.125%
HK$79,863
baseline
▲ 0.50% · 4.625%
HK$84,072
+HK$4,209/mo
Deposit HK$14.93M · loan HK$14.93M · min. income ≈ HK$159,726/mo (50% DSR)
Upfront cash ≈ HK$16.20M (deposit + AVD stamp duty HK$1,269,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,729
−HK$5,125/mo
▼ 0.25% · 3.875%
HK$84,272
−HK$2,582/mo
Today · 4.125%
HK$86,854
baseline
▲ 0.50% · 4.625%
HK$92,139
+HK$5,285/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$173,708/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,923
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,362
−HK$2,473/mo
Today · 4.125%
HK$95,835
baseline
▲ 0.50% · 4.625%
HK$100,887
+HK$5,052/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$191,670/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,351
−HK$5,979/mo
▼ 0.25% · 3.875%
HK$98,317
−HK$3,013/mo
Today · 4.125%
HK$101,330
baseline
▲ 0.50% · 4.625%
HK$107,496
+HK$6,166/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$202,660/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,077
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,922
−HK$2,886/mo
Today · 4.125%
HK$111,808
baseline
▲ 0.50% · 4.625%
HK$117,701
+HK$5,893/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$223,616/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,594
−HK$7,688/mo
▼ 0.25% · 3.875%
HK$126,407
−HK$3,875/mo
Today · 4.125%
HK$130,282
baseline
▲ 0.50% · 4.625%
HK$138,209
+HK$7,927/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$260,564/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,385
−HK$7,368/mo
▼ 0.25% · 3.875%
HK$140,042
−HK$3,711/mo
Today · 4.125%
HK$143,753
baseline
▲ 0.50% · 4.625%
HK$151,330
+HK$7,577/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$287,506/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,411 · Scale 2, in force from 26 Feb 2026)