LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,114
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,233
−HK$2,153/mo
Today · 4.125%
HK$72,386
baseline
▲ 0.50% · 4.625%
HK$76,790
+HK$4,404/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,772/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,776
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,809
−HK$2,061/mo
Today · 4.125%
HK$79,870
baseline
▲ 0.50% · 4.625%
HK$84,080
+HK$4,210/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,740/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,737
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,280
−HK$2,583/mo
Today · 4.125%
HK$86,863
baseline
▲ 0.50% · 4.625%
HK$92,148
+HK$5,285/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$173,726/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,932
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,370
−HK$2,474/mo
Today · 4.125%
HK$95,844
baseline
▲ 0.50% · 4.625%
HK$100,896
+HK$5,052/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$191,688/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,360
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,326
−HK$3,014/mo
Today · 4.125%
HK$101,340
baseline
▲ 0.50% · 4.625%
HK$107,506
+HK$6,166/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$202,680/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,087
−HK$5,731/mo
▼ 0.25% · 3.875%
HK$108,932
−HK$2,886/mo
Today · 4.125%
HK$111,818
baseline
▲ 0.50% · 4.625%
HK$117,713
+HK$5,895/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$223,636/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,606
−HK$7,688/mo
▼ 0.25% · 3.875%
HK$126,419
−HK$3,875/mo
Today · 4.125%
HK$130,294
baseline
▲ 0.50% · 4.625%
HK$138,222
+HK$7,928/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$260,588/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,397
−HK$7,370/mo
▼ 0.25% · 3.875%
HK$140,056
−HK$3,711/mo
Today · 4.125%
HK$143,767
baseline
▲ 0.50% · 4.625%
HK$151,345
+HK$7,578/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$287,534/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,530 · Scale 2, in force from 26 Feb 2026)