LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,115
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,234
−HK$2,152/mo
Today · 4.125%
HK$72,386
baseline
▲ 0.50% · 4.625%
HK$76,791
+HK$4,405/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,772/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,777
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,809
−HK$2,062/mo
Today · 4.125%
HK$79,871
baseline
▲ 0.50% · 4.625%
HK$84,081
+HK$4,210/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,742/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,738
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,280
−HK$2,584/mo
Today · 4.125%
HK$86,864
baseline
▲ 0.50% · 4.625%
HK$92,149
+HK$5,285/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$173,728/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,933
−HK$4,912/mo
▼ 0.25% · 3.875%
HK$93,371
−HK$2,474/mo
Today · 4.125%
HK$95,845
baseline
▲ 0.50% · 4.625%
HK$100,898
+HK$5,053/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$191,690/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,361
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,327
−HK$3,014/mo
Today · 4.125%
HK$101,341
baseline
▲ 0.50% · 4.625%
HK$107,507
+HK$6,166/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$202,682/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,088
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,933
−HK$2,887/mo
Today · 4.125%
HK$111,820
baseline
▲ 0.50% · 4.625%
HK$117,714
+HK$5,894/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$223,640/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,607
−HK$7,688/mo
▼ 0.25% · 3.875%
HK$126,421
−HK$3,874/mo
Today · 4.125%
HK$130,295
baseline
▲ 0.50% · 4.625%
HK$138,224
+HK$7,929/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$260,590/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,399
−HK$7,369/mo
▼ 0.25% · 3.875%
HK$140,057
−HK$3,711/mo
Today · 4.125%
HK$143,768
baseline
▲ 0.50% · 4.625%
HK$151,346
+HK$7,578/mo
Deposit HK$2.99M · loan HK$26.88M · min. income ≈ HK$287,536/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,544 · Scale 2, in force from 26 Feb 2026)