LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,118
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,237
−HK$2,153/mo
Today · 4.125%
HK$72,390
baseline
▲ 0.50% · 4.625%
HK$76,795
+HK$4,405/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,780/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,781
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,813
−HK$2,062/mo
Today · 4.125%
HK$79,875
baseline
▲ 0.50% · 4.625%
HK$84,086
+HK$4,211/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,750/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,742
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,285
−HK$2,583/mo
Today · 4.125%
HK$86,868
baseline
▲ 0.50% · 4.625%
HK$92,154
+HK$5,286/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$173,736/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,937
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,376
−HK$2,474/mo
Today · 4.125%
HK$95,850
baseline
▲ 0.50% · 4.625%
HK$100,903
+HK$5,053/mo
Deposit HK$11.95M · loan HK$17.92M · min. income ≈ HK$191,700/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,366
−HK$5,980/mo
▼ 0.25% · 3.875%
HK$98,332
−HK$3,014/mo
Today · 4.125%
HK$101,346
baseline
▲ 0.50% · 4.625%
HK$107,513
+HK$6,167/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$202,692/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,093
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,939
−HK$2,886/mo
Today · 4.125%
HK$111,825
baseline
▲ 0.50% · 4.625%
HK$117,720
+HK$5,895/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$223,650/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,613
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$126,427
−HK$3,875/mo
Today · 4.125%
HK$130,302
baseline
▲ 0.50% · 4.625%
HK$138,230
+HK$7,928/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,604/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,607 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,406
−HK$7,369/mo
▼ 0.25% · 3.875%
HK$140,064
−HK$3,711/mo
Today · 4.125%
HK$143,775
baseline
▲ 0.50% · 4.625%
HK$151,354
+HK$7,579/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,550/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,607 · Scale 2, in force from 26 Feb 2026)