LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,124
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,243
−HK$2,153/mo
Today · 4.125%
HK$72,396
baseline
▲ 0.50% · 4.625%
HK$76,801
+HK$4,405/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,792/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,787
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,820
−HK$2,062/mo
Today · 4.125%
HK$79,882
baseline
▲ 0.50% · 4.625%
HK$84,093
+HK$4,211/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,764/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,749
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,292
−HK$2,583/mo
Today · 4.125%
HK$86,875
baseline
▲ 0.50% · 4.625%
HK$92,162
+HK$5,287/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,750/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,945
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,384
−HK$2,474/mo
Today · 4.125%
HK$95,858
baseline
▲ 0.50% · 4.625%
HK$100,911
+HK$5,053/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,716/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,374
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,341
−HK$3,014/mo
Today · 4.125%
HK$101,355
baseline
▲ 0.50% · 4.625%
HK$107,522
+HK$6,167/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$202,710/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,102
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,948
−HK$2,887/mo
Today · 4.125%
HK$111,835
baseline
▲ 0.50% · 4.625%
HK$117,730
+HK$5,895/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$223,670/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,624
−HK$7,689/mo
▼ 0.25% · 3.875%
HK$126,438
−HK$3,875/mo
Today · 4.125%
HK$130,313
baseline
▲ 0.50% · 4.625%
HK$138,242
+HK$7,929/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,626/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,417
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,076
−HK$3,712/mo
Today · 4.125%
HK$143,788
baseline
▲ 0.50% · 4.625%
HK$151,367
+HK$7,579/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,576/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,716 · Scale 2, in force from 26 Feb 2026)