LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,127
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,246
−HK$2,153/mo
Today · 4.125%
HK$72,399
baseline
▲ 0.50% · 4.625%
HK$76,804
+HK$4,405/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,798/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,790
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,823
−HK$2,062/mo
Today · 4.125%
HK$79,885
baseline
▲ 0.50% · 4.625%
HK$84,096
+HK$4,211/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,770/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,752
−HK$5,126/mo
▼ 0.25% · 3.875%
HK$84,295
−HK$2,583/mo
Today · 4.125%
HK$86,878
baseline
▲ 0.50% · 4.625%
HK$92,165
+HK$5,287/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,756/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,948
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,387
−HK$2,475/mo
Today · 4.125%
HK$95,862
baseline
▲ 0.50% · 4.625%
HK$100,915
+HK$5,053/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,724/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,377
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,344
−HK$3,014/mo
Today · 4.125%
HK$101,358
baseline
▲ 0.50% · 4.625%
HK$107,525
+HK$6,167/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$202,716/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,106
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,952
−HK$2,887/mo
Today · 4.125%
HK$111,839
baseline
▲ 0.50% · 4.625%
HK$117,734
+HK$5,895/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$223,678/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,628
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$126,442
−HK$3,876/mo
Today · 4.125%
HK$130,318
baseline
▲ 0.50% · 4.625%
HK$138,247
+HK$7,929/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,636/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,422
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,081
−HK$3,712/mo
Today · 4.125%
HK$143,793
baseline
▲ 0.50% · 4.625%
HK$151,372
+HK$7,579/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,586/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,760 · Scale 2, in force from 26 Feb 2026)