LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,127
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,246
−HK$2,153/mo
Today · 4.125%
HK$72,399
baseline
▲ 0.50% · 4.625%
HK$76,804
+HK$4,405/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,798/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,791
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,823
−HK$2,062/mo
Today · 4.125%
HK$79,885
baseline
▲ 0.50% · 4.625%
HK$84,096
+HK$4,211/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,770/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,752
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,295
−HK$2,584/mo
Today · 4.125%
HK$86,879
baseline
▲ 0.50% · 4.625%
HK$92,165
+HK$5,286/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,758/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,949
−HK$4,913/mo
▼ 0.25% · 3.875%
HK$93,388
−HK$2,474/mo
Today · 4.125%
HK$95,862
baseline
▲ 0.50% · 4.625%
HK$100,915
+HK$5,053/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,724/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,378
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,345
−HK$3,014/mo
Today · 4.125%
HK$101,359
baseline
▲ 0.50% · 4.625%
HK$107,526
+HK$6,167/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$202,718/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,107
−HK$5,732/mo
▼ 0.25% · 3.875%
HK$108,953
−HK$2,886/mo
Today · 4.125%
HK$111,839
baseline
▲ 0.50% · 4.625%
HK$117,735
+HK$5,896/mo
Deposit HK$8.96M · loan HK$20.91M · min. income ≈ HK$223,678/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,629
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$126,443
−HK$3,876/mo
Today · 4.125%
HK$130,319
baseline
▲ 0.50% · 4.625%
HK$138,248
+HK$7,929/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,638/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,423
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,082
−HK$3,712/mo
Today · 4.125%
HK$143,794
baseline
▲ 0.50% · 4.625%
HK$151,373
+HK$7,579/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,588/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,769 · Scale 2, in force from 26 Feb 2026)