LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,133
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,253
−HK$2,153/mo
Today · 4.125%
HK$72,406
baseline
▲ 0.50% · 4.625%
HK$76,812
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,812/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,798
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,831
−HK$2,062/mo
Today · 4.125%
HK$79,893
baseline
▲ 0.50% · 4.625%
HK$84,104
+HK$4,211/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,786/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,760
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,303
−HK$2,584/mo
Today · 4.125%
HK$86,887
baseline
▲ 0.50% · 4.625%
HK$92,174
+HK$5,287/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,774/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,957
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,397
−HK$2,474/mo
Today · 4.125%
HK$95,871
baseline
▲ 0.50% · 4.625%
HK$100,925
+HK$5,054/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,742/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,387
−HK$5,981/mo
▼ 0.25% · 3.875%
HK$98,354
−HK$3,014/mo
Today · 4.125%
HK$101,368
baseline
▲ 0.50% · 4.625%
HK$107,536
+HK$6,168/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$202,736/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,117
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,963
−HK$2,887/mo
Today · 4.125%
HK$111,850
baseline
▲ 0.50% · 4.625%
HK$117,746
+HK$5,896/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$223,700/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,640
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,455
−HK$3,876/mo
Today · 4.125%
HK$130,331
baseline
▲ 0.50% · 4.625%
HK$138,261
+HK$7,930/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,662/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,436
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,095
−HK$3,712/mo
Today · 4.125%
HK$143,807
baseline
▲ 0.50% · 4.625%
HK$151,387
+HK$7,580/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,614/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,887 · Scale 2, in force from 26 Feb 2026)