LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,134
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,254
−HK$2,153/mo
Today · 4.125%
HK$72,407
baseline
▲ 0.50% · 4.625%
HK$76,813
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,814/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,799
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,832
−HK$2,062/mo
Today · 4.125%
HK$79,894
baseline
▲ 0.50% · 4.625%
HK$84,105
+HK$4,211/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,788/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,761
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,305
−HK$2,583/mo
Today · 4.125%
HK$86,888
baseline
▲ 0.50% · 4.625%
HK$92,175
+HK$5,287/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,776/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,959
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,398
−HK$2,475/mo
Today · 4.125%
HK$95,873
baseline
▲ 0.50% · 4.625%
HK$100,926
+HK$5,053/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,746/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,388
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,355
−HK$3,015/mo
Today · 4.125%
HK$101,370
baseline
▲ 0.50% · 4.625%
HK$107,538
+HK$6,168/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$202,740/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,118
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,964
−HK$2,888/mo
Today · 4.125%
HK$111,852
baseline
▲ 0.50% · 4.625%
HK$117,748
+HK$5,896/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$223,704/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,642
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,457
−HK$3,876/mo
Today · 4.125%
HK$130,333
baseline
▲ 0.50% · 4.625%
HK$138,263
+HK$7,930/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,666/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,438
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,097
−HK$3,712/mo
Today · 4.125%
HK$143,809
baseline
▲ 0.50% · 4.625%
HK$151,390
+HK$7,581/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,618/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,907 · Scale 2, in force from 26 Feb 2026)