LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,135
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,255
−HK$2,153/mo
Today · 4.125%
HK$72,408
baseline
▲ 0.50% · 4.625%
HK$76,814
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,816/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,800
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,833
−HK$2,062/mo
Today · 4.125%
HK$79,895
baseline
▲ 0.50% · 4.625%
HK$84,106
+HK$4,211/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,790/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,762
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,306
−HK$2,584/mo
Today · 4.125%
HK$86,890
baseline
▲ 0.50% · 4.625%
HK$92,177
+HK$5,287/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,780/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,960
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,399
−HK$2,475/mo
Today · 4.125%
HK$95,874
baseline
▲ 0.50% · 4.625%
HK$100,928
+HK$5,054/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,748/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,389
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,357
−HK$3,014/mo
Today · 4.125%
HK$101,371
baseline
▲ 0.50% · 4.625%
HK$107,539
+HK$6,168/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$202,742/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,120
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,966
−HK$2,887/mo
Today · 4.125%
HK$111,853
baseline
▲ 0.50% · 4.625%
HK$117,749
+HK$5,896/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$223,706/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,644
−HK$7,690/mo
▼ 0.25% · 3.875%
HK$126,459
−HK$3,875/mo
Today · 4.125%
HK$130,334
baseline
▲ 0.50% · 4.625%
HK$138,265
+HK$7,931/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,668/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,440
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,099
−HK$3,712/mo
Today · 4.125%
HK$143,811
baseline
▲ 0.50% · 4.625%
HK$151,392
+HK$7,581/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,622/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,924 · Scale 2, in force from 26 Feb 2026)