LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,136
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,256
−HK$2,153/mo
Today · 4.125%
HK$72,409
baseline
▲ 0.50% · 4.625%
HK$76,815
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,818/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,801
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,834
−HK$2,062/mo
Today · 4.125%
HK$79,896
baseline
▲ 0.50% · 4.625%
HK$84,108
+HK$4,212/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,792/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,763
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,307
−HK$2,584/mo
Today · 4.125%
HK$86,891
baseline
▲ 0.50% · 4.625%
HK$92,178
+HK$5,287/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,782/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,961
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,401
−HK$2,474/mo
Today · 4.125%
HK$95,875
baseline
▲ 0.50% · 4.625%
HK$100,929
+HK$5,054/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,750/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,391
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,358
−HK$3,015/mo
Today · 4.125%
HK$101,373
baseline
▲ 0.50% · 4.625%
HK$107,541
+HK$6,168/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$202,746/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,121
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,967
−HK$2,888/mo
Today · 4.125%
HK$111,855
baseline
▲ 0.50% · 4.625%
HK$117,751
+HK$5,896/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$223,710/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,645
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,460
−HK$3,876/mo
Today · 4.125%
HK$130,336
baseline
▲ 0.50% · 4.625%
HK$138,267
+HK$7,931/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,672/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,442
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,101
−HK$3,712/mo
Today · 4.125%
HK$143,813
baseline
▲ 0.50% · 4.625%
HK$151,394
+HK$7,581/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,626/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,940 · Scale 2, in force from 26 Feb 2026)