LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,138
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,257
−HK$2,154/mo
Today · 4.125%
HK$72,411
baseline
▲ 0.50% · 4.625%
HK$76,817
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,822/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,803
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,836
−HK$2,062/mo
Today · 4.125%
HK$79,898
baseline
▲ 0.50% · 4.625%
HK$84,110
+HK$4,212/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,796/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,765
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,309
−HK$2,584/mo
Today · 4.125%
HK$86,893
baseline
▲ 0.50% · 4.625%
HK$92,180
+HK$5,287/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,786/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,963
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,403
−HK$2,475/mo
Today · 4.125%
HK$95,878
baseline
▲ 0.50% · 4.625%
HK$100,931
+HK$5,053/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,756/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,393
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,360
−HK$3,015/mo
Today · 4.125%
HK$101,375
baseline
▲ 0.50% · 4.625%
HK$107,543
+HK$6,168/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$202,750/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,124
−HK$5,733/mo
▼ 0.25% · 3.875%
HK$108,970
−HK$2,887/mo
Today · 4.125%
HK$111,857
baseline
▲ 0.50% · 4.625%
HK$117,753
+HK$5,896/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$223,714/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,648
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,463
−HK$3,876/mo
Today · 4.125%
HK$130,339
baseline
▲ 0.50% · 4.625%
HK$138,270
+HK$7,931/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,678/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,445
−HK$7,371/mo
▼ 0.25% · 3.875%
HK$140,104
−HK$3,712/mo
Today · 4.125%
HK$143,816
baseline
▲ 0.50% · 4.625%
HK$151,397
+HK$7,581/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,632/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,970 · Scale 2, in force from 26 Feb 2026)