LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,139
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,259
−HK$2,153/mo
Today · 4.125%
HK$72,412
baseline
▲ 0.50% · 4.625%
HK$76,818
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,824/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,804
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,837
−HK$2,063/mo
Today · 4.125%
HK$79,900
baseline
▲ 0.50% · 4.625%
HK$84,111
+HK$4,211/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,800/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,269,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,767
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,311
−HK$2,584/mo
Today · 4.125%
HK$86,895
baseline
▲ 0.50% · 4.625%
HK$92,182
+HK$5,287/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,790/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,965
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,405
−HK$2,475/mo
Today · 4.125%
HK$95,880
baseline
▲ 0.50% · 4.625%
HK$100,934
+HK$5,054/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,760/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,269,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,395
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,362
−HK$3,015/mo
Today · 4.125%
HK$101,377
baseline
▲ 0.50% · 4.625%
HK$107,546
+HK$6,169/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$202,754/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,126
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,972
−HK$2,888/mo
Today · 4.125%
HK$111,860
baseline
▲ 0.50% · 4.625%
HK$117,756
+HK$5,896/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$223,720/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,269,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,651
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,466
−HK$3,876/mo
Today · 4.125%
HK$130,342
baseline
▲ 0.50% · 4.625%
HK$138,273
+HK$7,931/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,684/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,448
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$140,107
−HK$3,713/mo
Today · 4.125%
HK$143,820
baseline
▲ 0.50% · 4.625%
HK$151,400
+HK$7,580/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,640/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,269,998 · Scale 2, in force from 26 Feb 2026)