LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,140
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,259
−HK$2,154/mo
Today · 4.125%
HK$72,413
baseline
▲ 0.50% · 4.625%
HK$76,819
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,826/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,805
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,838
−HK$2,062/mo
Today · 4.125%
HK$79,900
baseline
▲ 0.50% · 4.625%
HK$84,112
+HK$4,212/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,800/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,768
−HK$5,127/mo
▼ 0.25% · 3.875%
HK$84,311
−HK$2,584/mo
Today · 4.125%
HK$86,895
baseline
▲ 0.50% · 4.625%
HK$92,183
+HK$5,288/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,790/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,966
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,406
−HK$2,475/mo
Today · 4.125%
HK$95,881
baseline
▲ 0.50% · 4.625%
HK$100,935
+HK$5,054/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,762/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,396
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,363
−HK$3,015/mo
Today · 4.125%
HK$101,378
baseline
▲ 0.50% · 4.625%
HK$107,547
+HK$6,169/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$202,756/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,270,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,127
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,973
−HK$2,888/mo
Today · 4.125%
HK$111,861
baseline
▲ 0.50% · 4.625%
HK$117,757
+HK$5,896/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$223,722/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,270,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,652
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,467
−HK$3,876/mo
Today · 4.125%
HK$130,343
baseline
▲ 0.50% · 4.625%
HK$138,274
+HK$7,931/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,686/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,449
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$140,108
−HK$3,713/mo
Today · 4.125%
HK$143,821
baseline
▲ 0.50% · 4.625%
HK$151,402
+HK$7,581/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,642/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,009 · Scale 2, in force from 26 Feb 2026)