LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,141
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,261
−HK$2,153/mo
Today · 4.125%
HK$72,414
baseline
▲ 0.50% · 4.625%
HK$76,820
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,828/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,806
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,839
−HK$2,063/mo
Today · 4.125%
HK$79,902
baseline
▲ 0.50% · 4.625%
HK$84,114
+HK$4,212/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,804/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,769
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,313
−HK$2,584/mo
Today · 4.125%
HK$86,897
baseline
▲ 0.50% · 4.625%
HK$92,185
+HK$5,288/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,794/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,968
−HK$4,914/mo
▼ 0.25% · 3.875%
HK$93,407
−HK$2,475/mo
Today · 4.125%
HK$95,882
baseline
▲ 0.50% · 4.625%
HK$100,936
+HK$5,054/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,764/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,398
−HK$5,982/mo
▼ 0.25% · 3.875%
HK$98,365
−HK$3,015/mo
Today · 4.125%
HK$101,380
baseline
▲ 0.50% · 4.625%
HK$107,549
+HK$6,169/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$202,760/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,270,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,129
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,975
−HK$2,888/mo
Today · 4.125%
HK$111,863
baseline
▲ 0.50% · 4.625%
HK$117,759
+HK$5,896/mo
Deposit HK$8.96M · loan HK$20.92M · min. income ≈ HK$223,726/mo (50% DSR)
Upfront cash ≈ HK$10.23M (deposit + AVD stamp duty HK$1,270,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,654
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,469
−HK$3,877/mo
Today · 4.125%
HK$130,346
baseline
▲ 0.50% · 4.625%
HK$138,277
+HK$7,931/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$260,692/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,451
−HK$7,372/mo
▼ 0.25% · 3.875%
HK$140,111
−HK$3,712/mo
Today · 4.125%
HK$143,823
baseline
▲ 0.50% · 4.625%
HK$151,405
+HK$7,582/mo
Deposit HK$2.99M · loan HK$26.89M · min. income ≈ HK$287,646/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,032 · Scale 2, in force from 26 Feb 2026)