LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,144
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,263
−HK$2,154/mo
Today · 4.125%
HK$72,417
baseline
▲ 0.50% · 4.625%
HK$76,823
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,834/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,809
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,842
−HK$2,063/mo
Today · 4.125%
HK$79,905
baseline
▲ 0.50% · 4.625%
HK$84,117
+HK$4,212/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,810/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,772
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,316
−HK$2,584/mo
Today · 4.125%
HK$86,900
baseline
▲ 0.50% · 4.625%
HK$92,188
+HK$5,288/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,800/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,971
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,411
−HK$2,475/mo
Today · 4.125%
HK$95,886
baseline
▲ 0.50% · 4.625%
HK$100,940
+HK$5,054/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,772/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,401
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,369
−HK$3,015/mo
Today · 4.125%
HK$101,384
baseline
▲ 0.50% · 4.625%
HK$107,553
+HK$6,169/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$202,768/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,133
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,979
−HK$2,888/mo
Today · 4.125%
HK$111,867
baseline
▲ 0.50% · 4.625%
HK$117,763
+HK$5,896/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$223,734/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,659
−HK$7,691/mo
▼ 0.25% · 3.875%
HK$126,474
−HK$3,876/mo
Today · 4.125%
HK$130,350
baseline
▲ 0.50% · 4.625%
HK$138,282
+HK$7,932/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$260,700/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,456
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,116
−HK$3,713/mo
Today · 4.125%
HK$143,829
baseline
▲ 0.50% · 4.625%
HK$151,410
+HK$7,581/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$287,658/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,079 · Scale 2, in force from 26 Feb 2026)