LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,147
−HK$4,273/mo
▼ 0.25% · 3.875%
HK$70,266
−HK$2,154/mo
Today · 4.125%
HK$72,420
baseline
▲ 0.50% · 4.625%
HK$76,827
+HK$4,407/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,840/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,812
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,846
−HK$2,062/mo
Today · 4.125%
HK$79,908
baseline
▲ 0.50% · 4.625%
HK$84,120
+HK$4,212/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,816/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,776
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,320
−HK$2,584/mo
Today · 4.125%
HK$86,904
baseline
▲ 0.50% · 4.625%
HK$92,192
+HK$5,288/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,808/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,975
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,415
−HK$2,475/mo
Today · 4.125%
HK$95,890
baseline
▲ 0.50% · 4.625%
HK$100,945
+HK$5,055/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,780/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,405
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,373
−HK$3,015/mo
Today · 4.125%
HK$101,388
baseline
▲ 0.50% · 4.625%
HK$107,557
+HK$6,169/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$202,776/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,137
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$108,984
−HK$2,888/mo
Today · 4.125%
HK$111,872
baseline
▲ 0.50% · 4.625%
HK$117,769
+HK$5,897/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$223,744/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,664
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,480
−HK$3,876/mo
Today · 4.125%
HK$130,356
baseline
▲ 0.50% · 4.625%
HK$138,288
+HK$7,932/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$260,712/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,462
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,122
−HK$3,713/mo
Today · 4.125%
HK$143,835
baseline
▲ 0.50% · 4.625%
HK$151,417
+HK$7,582/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$287,670/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,136 · Scale 2, in force from 26 Feb 2026)