LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,148
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,268
−HK$2,154/mo
Today · 4.125%
HK$72,422
baseline
▲ 0.50% · 4.625%
HK$76,828
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,844/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,814
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,848
−HK$2,062/mo
Today · 4.125%
HK$79,910
baseline
▲ 0.50% · 4.625%
HK$84,122
+HK$4,212/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,820/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,778
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,322
−HK$2,584/mo
Today · 4.125%
HK$86,906
baseline
▲ 0.50% · 4.625%
HK$92,194
+HK$5,288/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,812/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,977
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,417
−HK$2,475/mo
Today · 4.125%
HK$95,892
baseline
▲ 0.50% · 4.625%
HK$100,947
+HK$5,055/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,784/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,408
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,375
−HK$3,016/mo
Today · 4.125%
HK$101,391
baseline
▲ 0.50% · 4.625%
HK$107,560
+HK$6,169/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$202,782/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,140
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,987
−HK$2,887/mo
Today · 4.125%
HK$111,874
baseline
▲ 0.50% · 4.625%
HK$117,771
+HK$5,897/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$223,748/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,667
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,483
−HK$3,876/mo
Today · 4.125%
HK$130,359
baseline
▲ 0.50% · 4.625%
HK$138,291
+HK$7,932/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$260,718/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,466
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,126
−HK$3,713/mo
Today · 4.125%
HK$143,839
baseline
▲ 0.50% · 4.625%
HK$151,420
+HK$7,581/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$287,678/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,166 · Scale 2, in force from 26 Feb 2026)