LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,149
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,269
−HK$2,154/mo
Today · 4.125%
HK$72,423
baseline
▲ 0.50% · 4.625%
HK$76,829
+HK$4,406/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,846/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,815
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,849
−HK$2,062/mo
Today · 4.125%
HK$79,911
baseline
▲ 0.50% · 4.625%
HK$84,124
+HK$4,213/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,822/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,779
−HK$5,128/mo
▼ 0.25% · 3.875%
HK$84,323
−HK$2,584/mo
Today · 4.125%
HK$86,907
baseline
▲ 0.50% · 4.625%
HK$92,195
+HK$5,288/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,814/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,978
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,418
−HK$2,476/mo
Today · 4.125%
HK$95,894
baseline
▲ 0.50% · 4.625%
HK$100,948
+HK$5,054/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,788/mo (50% DSR)
Upfront cash ≈ HK$13.22M (deposit + AVD stamp duty HK$1,270,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,409
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,377
−HK$3,015/mo
Today · 4.125%
HK$101,392
baseline
▲ 0.50% · 4.625%
HK$107,561
+HK$6,169/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$202,784/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,141
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$108,988
−HK$2,888/mo
Today · 4.125%
HK$111,876
baseline
▲ 0.50% · 4.625%
HK$117,773
+HK$5,897/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$223,752/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,668
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$126,484
−HK$3,877/mo
Today · 4.125%
HK$130,361
baseline
▲ 0.50% · 4.625%
HK$138,293
+HK$7,932/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$260,722/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,467
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,127
−HK$3,713/mo
Today · 4.125%
HK$143,840
baseline
▲ 0.50% · 4.625%
HK$151,422
+HK$7,582/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$287,680/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,182 · Scale 2, in force from 26 Feb 2026)