LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,150
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,270
−HK$2,154/mo
Today · 4.125%
HK$72,424
baseline
▲ 0.50% · 4.625%
HK$76,831
+HK$4,407/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,848/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,816
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,850
−HK$2,062/mo
Today · 4.125%
HK$79,912
baseline
▲ 0.50% · 4.625%
HK$84,125
+HK$4,213/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,824/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,780
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,324
−HK$2,585/mo
Today · 4.125%
HK$86,909
baseline
▲ 0.50% · 4.625%
HK$92,197
+HK$5,288/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$173,818/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,980
−HK$4,915/mo
▼ 0.25% · 3.875%
HK$93,420
−HK$2,475/mo
Today · 4.125%
HK$95,895
baseline
▲ 0.50% · 4.625%
HK$100,950
+HK$5,055/mo
Deposit HK$11.95M · loan HK$17.93M · min. income ≈ HK$191,790/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,410
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,378
−HK$3,015/mo
Today · 4.125%
HK$101,393
baseline
▲ 0.50% · 4.625%
HK$107,563
+HK$6,170/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$202,786/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,143
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,990
−HK$2,887/mo
Today · 4.125%
HK$111,877
baseline
▲ 0.50% · 4.625%
HK$117,775
+HK$5,898/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$223,754/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,670
−HK$7,693/mo
▼ 0.25% · 3.875%
HK$126,486
−HK$3,877/mo
Today · 4.125%
HK$130,363
baseline
▲ 0.50% · 4.625%
HK$138,295
+HK$7,932/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$260,726/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,469
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,129
−HK$3,713/mo
Today · 4.125%
HK$143,842
baseline
▲ 0.50% · 4.625%
HK$151,425
+HK$7,583/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$287,684/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,200 · Scale 2, in force from 26 Feb 2026)