LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,152
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,272
−HK$2,154/mo
Today · 4.125%
HK$72,426
baseline
▲ 0.50% · 4.625%
HK$76,833
+HK$4,407/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$144,852/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,818
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,852
−HK$2,063/mo
Today · 4.125%
HK$79,915
baseline
▲ 0.50% · 4.625%
HK$84,127
+HK$4,212/mo
Deposit HK$14.94M · loan HK$14.94M · min. income ≈ HK$159,830/mo (50% DSR)
Upfront cash ≈ HK$16.21M (deposit + AVD stamp duty HK$1,270,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,782
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,326
−HK$2,585/mo
Today · 4.125%
HK$86,911
baseline
▲ 0.50% · 4.625%
HK$92,199
+HK$5,288/mo
Deposit HK$11.96M · loan HK$17.93M · min. income ≈ HK$173,822/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,982
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,422
−HK$2,476/mo
Today · 4.125%
HK$95,898
baseline
▲ 0.50% · 4.625%
HK$100,952
+HK$5,054/mo
Deposit HK$11.96M · loan HK$17.93M · min. income ≈ HK$191,796/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,413
−HK$5,983/mo
▼ 0.25% · 3.875%
HK$98,381
−HK$3,015/mo
Today · 4.125%
HK$101,396
baseline
▲ 0.50% · 4.625%
HK$107,566
+HK$6,170/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$202,792/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,146
−HK$5,734/mo
▼ 0.25% · 3.875%
HK$108,993
−HK$2,887/mo
Today · 4.125%
HK$111,880
baseline
▲ 0.50% · 4.625%
HK$117,778
+HK$5,898/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$223,760/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,674
−HK$7,692/mo
▼ 0.25% · 3.875%
HK$126,489
−HK$3,877/mo
Today · 4.125%
HK$130,366
baseline
▲ 0.50% · 4.625%
HK$138,299
+HK$7,933/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$260,732/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,473
−HK$7,373/mo
▼ 0.25% · 3.875%
HK$140,133
−HK$3,713/mo
Today · 4.125%
HK$143,846
baseline
▲ 0.50% · 4.625%
HK$151,429
+HK$7,583/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$287,692/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,234 · Scale 2, in force from 26 Feb 2026)