LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,158
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,278
−HK$2,154/mo
Today · 4.125%
HK$72,432
baseline
▲ 0.50% · 4.625%
HK$76,839
+HK$4,407/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,864/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,825
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,859
−HK$2,063/mo
Today · 4.125%
HK$79,922
baseline
▲ 0.50% · 4.625%
HK$84,134
+HK$4,212/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,844/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,790
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,334
−HK$2,585/mo
Today · 4.125%
HK$86,919
baseline
▲ 0.50% · 4.625%
HK$92,207
+HK$5,288/mo
Deposit HK$11.96M · loan HK$17.93M · min. income ≈ HK$173,838/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,990
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,430
−HK$2,476/mo
Today · 4.125%
HK$95,906
baseline
▲ 0.50% · 4.625%
HK$100,961
+HK$5,055/mo
Deposit HK$11.96M · loan HK$17.93M · min. income ≈ HK$191,812/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,421
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,389
−HK$3,016/mo
Today · 4.125%
HK$101,405
baseline
▲ 0.50% · 4.625%
HK$107,575
+HK$6,170/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$202,810/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,155
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$109,002
−HK$2,888/mo
Today · 4.125%
HK$111,890
baseline
▲ 0.50% · 4.625%
HK$117,788
+HK$5,898/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$223,780/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,684
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$126,501
−HK$3,877/mo
Today · 4.125%
HK$130,378
baseline
▲ 0.50% · 4.625%
HK$138,311
+HK$7,933/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$260,756/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,485
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$140,146
−HK$3,713/mo
Today · 4.125%
HK$143,859
baseline
▲ 0.50% · 4.625%
HK$151,442
+HK$7,583/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$287,718/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,347 · Scale 2, in force from 26 Feb 2026)