LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,158
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,279
−HK$2,154/mo
Today · 4.125%
HK$72,433
baseline
▲ 0.50% · 4.625%
HK$76,840
+HK$4,407/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,866/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,826
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,859
−HK$2,063/mo
Today · 4.125%
HK$79,922
baseline
▲ 0.50% · 4.625%
HK$84,135
+HK$4,213/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,844/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,790
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,334
−HK$2,585/mo
Today · 4.125%
HK$86,919
baseline
▲ 0.50% · 4.625%
HK$92,208
+HK$5,289/mo
Deposit HK$11.96M · loan HK$17.93M · min. income ≈ HK$173,838/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,991
−HK$4,916/mo
▼ 0.25% · 3.875%
HK$93,431
−HK$2,476/mo
Today · 4.125%
HK$95,907
baseline
▲ 0.50% · 4.625%
HK$100,962
+HK$5,055/mo
Deposit HK$11.96M · loan HK$17.93M · min. income ≈ HK$191,814/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,422
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,390
−HK$3,016/mo
Today · 4.125%
HK$101,406
baseline
▲ 0.50% · 4.625%
HK$107,576
+HK$6,170/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$202,812/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,156
−HK$5,735/mo
▼ 0.25% · 3.875%
HK$109,003
−HK$2,888/mo
Today · 4.125%
HK$111,891
baseline
▲ 0.50% · 4.625%
HK$117,789
+HK$5,898/mo
Deposit HK$8.97M · loan HK$20.92M · min. income ≈ HK$223,782/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,685
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$126,501
−HK$3,878/mo
Today · 4.125%
HK$130,379
baseline
▲ 0.50% · 4.625%
HK$138,312
+HK$7,933/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$260,758/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,486
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$140,146
−HK$3,714/mo
Today · 4.125%
HK$143,860
baseline
▲ 0.50% · 4.625%
HK$151,443
+HK$7,583/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$287,720/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,354 · Scale 2, in force from 26 Feb 2026)