LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,165
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,285
−HK$2,154/mo
Today · 4.125%
HK$72,439
baseline
▲ 0.50% · 4.625%
HK$76,847
+HK$4,408/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,878/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,833
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,867
−HK$2,063/mo
Today · 4.125%
HK$79,930
baseline
▲ 0.50% · 4.625%
HK$84,143
+HK$4,213/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,860/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,798
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,342
−HK$2,585/mo
Today · 4.125%
HK$86,927
baseline
▲ 0.50% · 4.625%
HK$92,217
+HK$5,290/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,854/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,999
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,440
−HK$2,476/mo
Today · 4.125%
HK$95,916
baseline
▲ 0.50% · 4.625%
HK$100,972
+HK$5,056/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,832/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,431
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,399
−HK$3,016/mo
Today · 4.125%
HK$101,415
baseline
▲ 0.50% · 4.625%
HK$107,586
+HK$6,171/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,830/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,166
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,013
−HK$2,889/mo
Today · 4.125%
HK$111,902
baseline
▲ 0.50% · 4.625%
HK$117,800
+HK$5,898/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,804/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,697
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$126,513
−HK$3,878/mo
Today · 4.125%
HK$130,391
baseline
▲ 0.50% · 4.625%
HK$138,325
+HK$7,934/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$260,782/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,499
−HK$7,374/mo
▼ 0.25% · 3.875%
HK$140,160
−HK$3,713/mo
Today · 4.125%
HK$143,873
baseline
▲ 0.50% · 4.625%
HK$151,457
+HK$7,584/mo
Deposit HK$2.99M · loan HK$26.90M · min. income ≈ HK$287,746/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,474 · Scale 2, in force from 26 Feb 2026)