LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,167
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,287
−HK$2,155/mo
Today · 4.125%
HK$72,442
baseline
▲ 0.50% · 4.625%
HK$76,850
+HK$4,408/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$144,884/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,835
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,869
−HK$2,063/mo
Today · 4.125%
HK$79,932
baseline
▲ 0.50% · 4.625%
HK$84,146
+HK$4,214/mo
Deposit HK$14.95M · loan HK$14.95M · min. income ≈ HK$159,864/mo (50% DSR)
Upfront cash ≈ HK$16.22M (deposit + AVD stamp duty HK$1,270,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,801
−HK$5,129/mo
▼ 0.25% · 3.875%
HK$84,345
−HK$2,585/mo
Today · 4.125%
HK$86,930
baseline
▲ 0.50% · 4.625%
HK$92,220
+HK$5,290/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$173,860/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,002
−HK$4,917/mo
▼ 0.25% · 3.875%
HK$93,443
−HK$2,476/mo
Today · 4.125%
HK$95,919
baseline
▲ 0.50% · 4.625%
HK$100,975
+HK$5,056/mo
Deposit HK$11.96M · loan HK$17.94M · min. income ≈ HK$191,838/mo (50% DSR)
Upfront cash ≈ HK$13.23M (deposit + AVD stamp duty HK$1,270,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,434
−HK$5,984/mo
▼ 0.25% · 3.875%
HK$98,402
−HK$3,016/mo
Today · 4.125%
HK$101,418
baseline
▲ 0.50% · 4.625%
HK$107,590
+HK$6,172/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$202,836/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,169
−HK$5,736/mo
▼ 0.25% · 3.875%
HK$109,017
−HK$2,888/mo
Today · 4.125%
HK$111,905
baseline
▲ 0.50% · 4.625%
HK$117,804
+HK$5,899/mo
Deposit HK$8.97M · loan HK$20.93M · min. income ≈ HK$223,810/mo (50% DSR)
Upfront cash ≈ HK$10.24M (deposit + AVD stamp duty HK$1,270,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,701
−HK$7,694/mo
▼ 0.25% · 3.875%
HK$126,517
−HK$3,878/mo
Today · 4.125%
HK$130,395
baseline
▲ 0.50% · 4.625%
HK$138,329
+HK$7,934/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$260,790/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,503
−HK$7,375/mo
▼ 0.25% · 3.875%
HK$140,164
−HK$3,714/mo
Today · 4.125%
HK$143,878
baseline
▲ 0.50% · 4.625%
HK$151,462
+HK$7,584/mo
Deposit HK$2.99M · loan HK$26.91M · min. income ≈ HK$287,756/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$1,270,516 · Scale 2, in force from 26 Feb 2026)